Tuesday, November 30, 2010

The Challenge of Obesity from Cradle to Grave

The Challenge of Obesity from Cradle to Grave
The Health Impact Of Cardiometabolic Syndrome

Friday, January 7, 2011
8:00A.M.-9:00 AM
NMA President Grand Rounds SMH Auditorium
7:00 PM-9:00PM
Start The New Year Right!
Welcome Reception Hyatt Hotel
Saturday, January 8, 2011
                                8:00 A.M. – 1:00 P.M.   
Sarasota Memorial Hospital Auditorium Lecture Series
7:00 PM- 10:00 PM
Dinner Dance Hyatt Hotel

In keeping with the tradition set forth by the W. Montague Cobb/NMA Health Institute, Gulf Coast Medical Society, Multicultural Health Institute and Sarasota Memorial Hospital host :
2011 Town Hall Meeting
All Healthcare Professionals, including educators, researchers, community leaders, advocates and policymakers
Sarasota Memorial Hospital will grant 4CME 4 CUE credits for attendance, FREE of charge

For More Information Please Contact:
 Lisa Merritt, M.D. 941.906.9484 or Faith Cooper 202_347-1895 ext


by 'Lawanda Burton-Mendoza

To honor their late music loving father, the Tabarrini family set up the Lewis P. Tabarrini Music Outreach Foundation, a non-profit organization whose mission is to provide instruments and lessons to those children who can't afford it. Guita...rs are donated from all over the country. Lessons are taught by veteran guitar players who donate their time. Every cent goes to providing guitar lessons, buying picks, music books, and every guitar donated goes to the graduates that finish the lessons.

The Rhythm & Bake Sale will be held on Jan 15th 2010 at the corner of College parkway and Winkler in Fort Myers, Fl. from 10am-2pm to benifit this foundation. Cookies, brownies, cakes, muffins, pies, fruits, arts, crafts, and more will be sold. There will also be a few raffles. Each ticket for the raffle is $1 or you can buy 6/$5. You DO NOT have to be present to win.


***If your business would like to get together... to bake a fews item to donate for the sale, please call asap with with your business name and we can set up a pick-up time for your items. Your business name will be displayed on the tables in front of or next to the item(s) you donated.

If you would like to make a guitar donation, please call me and I will put you in touch with one of the family members.

Please contact Wanda for more information at 239-324-3022 or at rhythmandbakesale@yahoo.com.

Send gift certificates/sponsorship checks to:
Wanda Mendoza
c/o R&BS
2915 Dimar Lane
Immokalee, Fl 34142
Before December 20th, 2010

IRS Scams

Source: IRS.gov
From Margie Tann iSekurity

The IRS does not send taxpayers unsolicited e-mails about their tax accounts, tax situations or personal tax issues. If you receive such an e-mail, most likely it's a scam.

IRS impersonation schemes flourish during filing season. These schemes may take place via phone, fax, Internet sites, social networking sites and particularly e-mail.

Many impersonations are identity theft scams that try to trick victims into revealing personal and financial information that can be used to access their financial accounts. Some e-mail scams contain attachments or links that, when clicked, download malicous code (virus) that infects your computer or direct you to a bogus form or site posing as a genuine IRS form or Web site.

Some impersonations may be commercial Internet sites that consumers unknowingly visit, thinking they're accessing the genuine IRS Web site, IRS.gov. However, such sites have no connection to the IRS.

Monday, November 29, 2010

Employment/Business Opportunities Fraud

From Margie Tann - iSekurity
Source: ic3 - an FBI / NWC3 Partnership

Employment/business opportunity schemes have surfaced wherein bogus foreign-based companies are recruiting citizens in the United States on several employment-search websites for work-at-home employment opportunities. These positions often involve reselling or reshipping merchandise to destinations outside the United States.

Prospective employees are required to provide personal information, as well as copies
of their identification, such as a driver's license, birth certificate, or social
security card. Those employees that are "hired" by these companies are then told
that their salary will be paid by check from a United States company reported to
be a creditor of the employer. This is done under the pretense that the employer
does not have any banking set up in the United States.

The amount of the check is significantly more than the employee is owed for salary
and expenses, and the employee is instructed to deposit the check into their own
account, and then wire the overpayment back to the employer's bank, usually located
in Eastern Europe. The checks are later found to be fraudulent, often after the
wire transfer has taken place.

In a similar scam, some web-based international companies
are advertising for affiliate opportunities, offering individuals the chance
to sell high-end electronic items, such as plasma television sets and home theater
systems, at significantly reduced prices.

The affiliates are instructed to offer the merchandise on well-known Internet auction
sites. The affiliates will accept the payments, and pay the company, typically by
means of wire transfer. The company is then supposed to drop-ship the merchandise
directly to the buyer, thus eliminating the need for the affiliate to stock or warehouse
merchandise. The merchandise never ships, which often prompts the buyers to take
legal action against the affiliates, who in essence are victims themselves.

Bridge Networking Group Cape Coral Event

Thursday, December 2
5:00pm - 7:00pm
Please note, this is our last networking event for 2010.

Wine & Roses Italian Restaurant
1404 Cape Coral Parkway, Cape Coral
Just a couple of blocks west of the
Cape Coral Bridge

(Parking in the back - not at Subway)

5:00pm to 7:00pm
Buffet Dinner
Open Networking
Visit Business Display Table
Holiday Shopping


Drop off site for Gifts for Hope
at this event

We will be accepting gifts for all Children on our Wish List or please consider bringing a generic gift for a local child:

Generic Gifts Needed:


Axe Cologne Sets
Any size Bikes
Anything Dora
Anything Spongebob
Fast Food Gift Cards
Board Games

Admission Includes Dinner Buffet
$5.00 Bridge Directory Businesses
$8.00 General Admission

Pay at the door or prepay

4 Display Tables Available
Promote your Business or Sell your Product

Click here for details

Live Drawing for the DiaperThon.com Prize
by Candace Tranter-Cool !

One winner takes all!
$4,000 Prize Package Value 

Event benefits
The Gifts for Hope 2010 Program

Gifts for Hope has a Wish List on www.Walmart.com
Many gifts under $25. are needed
Click here for details

We will be collecting Children's Gifts at this event.

Spotlight On: Kathy Martel - Marco Office Supply

Kathy Yassiel Martel, proud to be Latina, was born in the beautiful country of Panama where she spend her childhood and teenagers years, with her sister and mother. She graduated from high school, at Our Lady of the Angeles in David, Panama. Advised by her mother and family, Kathy went to Ravenna High School, Ohio, USA as an exchange student for her senior year, were she got her bachelor’s degree.

Later on, she followed her dreams and traveled to Saltillo, Mexico to get her college major on Mass Media Communication; and to learn a little more about the wonderful Mexican culture. In her search for new adventures, in 2002 she traveled to USA with a very positive attitude, with the desire to succeed professionally and personally, and to overcome her goals and dreams. Today, she proudly represents her company Marco Office Supply, Furniture and Printing, Inc., a company where she can practice the core values that the company was built on, like partnership, integrity, community, personal services and honesty to all her customers and her potential customers.

She is an Ambassador for the Greater Fort Myers Chamber of Commerce and for the Cape Coral Chamber of Commerce. She is also the Director of Ambassador for LCBW. This year, Kathy has participated with the North Fort Myers Chamber of Commerce, in the School Backpack Program and on the Basket of School Supply for Manatee Elementary School. She supported the silent auction for the Celebrity Waiters Foundation Scholarship Program. She volunteered with the Cape Coral Chamber of Commerce, on the 4th of July Fireworks event, on the membership drive, and on the Great Community Treasure Hunt on North Fort Myers. She has volunteered for the Festival of Tree Tux and Trees of the Southwest Florida Goodwill Foundation. Recently, she participated in the Swim-Bike-Run Triathlon, which she enjoyed very much, with the Boot/Fit Camp Program with Edward Ryan at the Fort Myers Fitness.

Kathy lives in Fort Myers, and she is married to Ronald Martel, Boston Red Sox’s number one fan! Since she was a little girl her mother taught her about the up and downs of life, and advised her to get up every time she’d fall, and to keep moving forward. “Lo que no mata, te hace mas fuerte”, (Whatever doesn’t kill you, it makes you stronger) her mom would always say.

Everyone that knows Kathy can say that she has always a smile in her face, she enjoys every bit of what she does, because she loves to please people.

Kathy loves Mexican and Japanese food, she loves dancing, especially meringue, bachata and salsa. She enjoys a good movie and her favorite book and movie is “Pride and Prejudice”.

For Kathy family is very important, she loves spending time with them and goof around, with her niece and nephew, Johanna and Emilio.

She is very thankful for all the blessings she receives every day.

Friday, November 26, 2010

Willow House Sale

 One of the Sale items at 25% off is our Kensington large platter and stand combo, regularly $72.96 now only $49.96.  This beautiful platter/and stand is nicknamed our "Power Couple".  It stands out with its generous size and a raised wreath design.  The stand also has carrying handles to aid in safe stylish presentation.  It's all about presentation!!  Our platter is dishwasher, microwave and oven safe up to 375'.   What a great way to serve up your holiday feast this year!!!

Book your January party now, and get in on the DOUBLE HOSTESS DOLLARS for my January hostesses.  The best part is that you can share the sales in November and December with all of your family/friends now.  They get to shop my online store for their gift giving needs, and it ships out to them now!!   Then you get the sales applied to your January party!!!  Woohoo...........how's that for a happy holiday gift to yourself!! 

Call me today, as my January dates are going fast!!
Sharon Nottingham Group Leader
Willow House...simply good design

At Willow House, we embody grace, warmth, and a bit of magic.
Shopping carts, online ordering, 24/7
    E-commerce and E-Boutiques!
Come join our amazing new company now!!!
239 839-6989 cell
239 652-0006 office

Nov Specials From Sharon Nottingham At Willow House

Monday, November 22, 2010

Credit & Debit Card Skimming

From Margie Tann - iSekurity
Source: Better Business Bureau

Beware of Debit and Credit Card Skimming

Card skimming is a crime that involves the, 'skimming' or stealing of information implanted in your card's magnetic strip. This is accomplished when a criminal attaches a device at the mouth of a card-acceptance slot that records the data on your card as you slide it in.

According to a recent article in Shop Smart Magazine, this scam is becoming even more sophisticated. The article quotes Brian Krebs, a computer security expert who says that criminals no longer have to return in person to collect the device and that the information can be sent to them wirelessly via text message. Here a small camera is installed in an adjacent pamphlet holder to record the information from the ATM's display screen and keyboard.

A small wireless transmitter hidden in the holder sends the pilfered information via a wireless transmitter to waiting thieves who can capture it on a laptop from up to 200 meters away.

Skimming techniques can be used not only at banks and other ATM sites, but also at many point-of-sale locations such as gas station pumps where customers commonly use debit cards to pay for purchases. As recently as January 2010, a Boston area man was arrested for using cameras and a skimming device to steal over $100,000 from the accounts of bank customers.

In another instance, U.S. Secret Service agents arrested a man who had installed 55 independent ATMs in California, Florida and New York to collect information on more than 1,400 different banks which he used to steal over $3.5 million dollars from customer account.

The BBB offers the following tips when using ATMs or paying for gas by card:

- Use your credit card at the gas pump instead of your debit card. This way, if you become victimized you haven't lost the money directly. You can contact your credit card company and they will get the fraudulent charges removed. If money is stolen directly from your bank account, this could have much worse consequences for you and getting the money replaced could take quite some time.

- Avoid using ATMs that are not located at a bank. These ATMs are often less secure so thieves have more opportunity to tamper with them.

- Look closely at the machine you are putting your card into. If it appears compromised in any way, (i.e. plastic sticking out, anything out of the ordinary attached) do not use it.

- If your card gets stuck in machine, do not leave the area. Call your bank right away and report the issue.

- Monitor your accounts daily for any fraudulent activity. The sooner you detect fraud, the better off you will be at resolving it quickly and keeping it from continuing.

Saturday, November 20, 2010

British Invasion "Brit Bash" Christmas Party

From Marci Gower
Friday, December 17 at 7:00pm - December 18 at 12:00am

Grand Ballroom at the Clarion Hotel, Fort Myers

12635 South Cleveland Avenue
Fort Myers, FL

For a limited time, The British American Club is offering Brit Bash tickets at the BAC Member cost of $30.00 a ticket for advanced purchased tickets. That's a saving of $10.00 per ticket. All tickets include appetizers, a formal sit down Christmas dinner, dessert and Entertainment all night with The New Vinyls, one of Southwest Florida's BEST British Invasion Rock & Roll cover bands.

Reserve a table of 10 with your friends and sa...
ve an additional 10%


It is with great pride that the British American Club of Southwest Florida is celebrating the 40th Anniversary of our charter at our annual Christmas party on December 17th, 2010 at the Clarion Hotel in Fort Myers, Florida.

We are pleased to invite our members, friends and fellow Brits to join us in our celebration as we celebrate 40 years of fun, friendship and many more good times ahead for the ex-pat community in the Southwest Florida region.

We have a spectacular night of entertainment planned, starting off with cocktails and appetizers at 7pm, and music & Karaoke provided by DJ Gary Grunwald. A formal Christmas dinner with all the trimmings including dessert follows.

Then dance the night away with Southwest Florida's premier British Invasion cover band, THE NEW VINYLS, playing all of your favorite songs by the Beatles, The Kinks, Rolling Stones and more!

Tickets are only $40.00 each with a special discounted rate of 10% off for reserved table booking of ten or more. Reserve your tickets or table today by either visiting
http://www.BritBash.com/, sending an email to tickets@BritBash.com or call 239.691.4745 or 239.691.6955 for additional assistance.

The Clarion invites all Brit Bash attendees to stay the night. A special room rate of $62.99 has been arranged for all of our guests.

We hope you will join us celebrate our Ruby Anniversary and the Christmas Season.
Kindly RSVP by December 9th.

The 2010 BAC Board of Directors

Tom Hall – President
Jeremy Taylor – President Elect
Rosemary Taylor – Treasurer
Susie Landers – Secretary
Paul Landers – Parliamentarian
Marci Gower – Entertainment & News Editor
Nick Gower – Past President

Proceeds from Brit Bash 2010 benefit the Alan W. Neuman Foundation, assisting local young adults in need of gaining higher education to improve their lives, and the lives of others. For more information about the Foundation or to make a tax deductible donation, please contact: The Alan W. Neuman Foundation 5583 Buring Ct., Fort Myers, FL., 33919.

The British American Club of Southwest Florida, is a not-for-profit social organization founded in 1970, open to people of any nationality. Socials are held on the 3rd Friday monthly from 7pm –10pm in the lounge at Friendship Lanes, 1899 Del Prado Blvd. S., in Cape Coral. You do not need to be a member to attend. Visit us online at
http://www.SWFLAbrits.com/ or email info@swflabrits.com.

Aloyce Black MaryKay Specials

I know everyone is getting ready for the Holidays
And will be doing so much for everyone else so my
Special SALE is "remember you"

What do you need to look & feel gorgeous?
This would be a great time to check your
Cleanser & moisturizers, Day & Night solutions, microderms, serum-c's etc. and sugar scrubs
Satin Hands in 3 flavors; sugar vanilla, peach & fragrance-free
Oil-free eye makeup removers, mascaras, liners, lipsticks,lip glosses

SALE ~ over $50 FREE Mascara
~~over $100 FREE Mascara & Oil-Free-Eye-makeup-remover

Saturday, Nov 20 thru Wednesday 24th

How I can help you?

Blessings! ALOYCE
699-6370 Cell/Text

(239) 699-6370
Visit my Web site at

Friday, November 19, 2010

Event At The Zoo - Benefits American Cancer Society

By Janet Brune
Naples Zoo 
1590 Goodlette-Frank
 Naples, FL  34102...

Thursday,  December 2
 5:00 pm - 7:30 pm...
$25.00 per person,
includes entry into the Zoo, and appetizers.
Hosted by LivingInNaples.com. 50% of LIvingInNaples.com, proceeds donated back to the American Cancer Society. Vendor tables available $100  More info contact Janet at JANET_BRUNE@YAHOO.COM 

 is hosting the "Event at the Zoo", with If anyone would like to reserve a table, the cost is $100.00.

$25.00 entry fee, includes entry into the zoo, and appetizers.



On Wed, Nov 17, 2010 at 8:19 AM, <whatsupswfl@aol.com> wrote:
Hi Janet
Thanks for sending this to me...and I will be happy to post this however can I have a bit more information...
The name and address of the zoo....who is putting the event on, contact information should people want to booth, where to get tickets or are the available at the door....any other activities that will be going on at the event...website for event or group putting event on if there is one, and any vendors you already have..
Mary Anne
What's Up SWFL
In a message dated 11/16/2010 6:38:09 A.M. Eastern Standard Time, jmjmedical@gmail.com writes:
Please post the "Event at the Zoo" with proceeds benefiting the American Cancer Society.

Thursday, 2 December 5:00pm - 7:30pm...$25.00 per person, includes entry into the Zoo, and appetizers.

Also, Booths available for businesses for only $100.00.


Customer Appreciation Party - Offerman Automotive

Offerman Automotive celebrates 5 years in business with a Customer Appreciation Party this Saturday November 20th, 2010. The annual event is scheduled from 11AM until 6PM located at 1921 Courtney Dr (across from Edison Mall). Free food and refreshments will be provided as well as a classic car expo, live music, & a mobile Dynamometer on-site. Offerman Automotive is a family owned & operated auto repair & maintenance facility in Central Ft. Myers. Kevin Offerman, a Ft. Myers Native said, “We would like to show our appreciation to the local community for supporting our new small business through these tough economic times.” Kevin, also co-owner of City Tavern in the Ft. Myers River District invites everyone to this all-ages event with the celebration continuing in Downtown Ft. Myers with Music Walk. “With more than ½ of all new businesses failing within their first five years, we are extremely grateful to our loyal customers, family, & friends for supporting us.” Wayne Offerman said.

Kevin Offerman, Pres.
Offerman Automotive, Inc.
1921 Courtney Dr.
Ft. Myers, Fl 33901

Tuesday, November 16, 2010

Holiday House"Fundraiser - NFM Relay for Life "Team Victory"

Saturday, November 20 · 10:00am - 3:00pm
Victory Lane Cafe -
4120 Hancock Bridge Parkway
North Fort Myers, FL
Holiday Shopping + Lunch + Raffle Tickets = "Team Victory" Holiday House to benefit NFM Relay for Life! Contact Stacey Bishop-Cline for more information (239.229.0047)!
Thank you to our vendors: Avon, Arbonne, Ca$h for Gold, Christ Centered Book & Music, Creative Memories, Jewel Kade, Pampered Chef, Parrot Bay Candles, Premiere Jewelry, Tastefully Simple, Tupperware

Wednesday, November 10, 2010

Holiday Expo! Fundraiser Benefiting "Susan D. Murphy Fights" Foundation

by Elba Plaza
Saturday, November 20
 1:00pm - 5:00pm

Cape Coral Association of Realtors
918 SE 46th Ln
Cape Coral, FL
HOLIDAY EXPO! Fundraiser Benefiting "SUSAN D. MURPHY FIGHTS" Foundation.



Holiday Expo is a fundraiser to benefit the "SUSAN D MURPHY FIGHTS" Foundation. Susan Murphy is the owner of Hair FX Studio in Cape Coral and a resident of Cape Coral. Recently Susan was diagnosed with an aggressive type of Breast Cancer, this has taken a huge toll on her family as she does not have medical insurance. The Susan G. Komen for the Cure and Lee Memorial Health Systems gave her a grant to help with some of the medical expenses however, that is not enough to cover the cost of the care and everyday life expenses.

The challenges that come with being a cancer fighter, business owner and now a newly single mother are overwhelming. Susan Murphy has given to her community for over 30 years and Now we would like to give back to her.

The "Susan D Murphy Fights" Foundation will not only help Susan with the cost of her medical care and expenses but funds available will be donated back to Lee Memorial Health Care to help other women in the community with no medical insurance battling Breast Cancer.


Monetary donations will be accepted at the door. Private donations can be sent to me payable to "Susan D Murphy Fights" or made at any Bank of America.

Vendor opportunities available. Exclusive Categories. Please contact Elba Plaza 770-5963 for more information.

Tuesday, November 9, 2010

Shred Day - Goodwill and Florida Community Bank

By Florida Community Bank

Shred Drive
Wednesday Nov 17 1 PM - 3 PM
 Florida Community Bank
 205 N Del Prado Blvd  
Cape Coral Florida

Goodwill Secure Shred will accept one bag (trash bag size) or box of material for FREE secure shredding.
Additional documents will be accepted for $5 per bag or box.
For more info contact
Pat Smith - G.W. Services of SWFL Inc
239-995-2106 ext 235

Septic Tank Law

From FloridasHealth.com
Statewide Septic Tank Evaluation Program
"Proper septic system maintenance is a commonly overlooked responsibility. Failing systems are a significant threat to our health and our water quality. Property owners can save themselves a lot of money and trouble by following a few simple guidelines." - Ben Grumbles, Assistant Administrator of the Office of Water, US EPA
The evaluation program was created to ensure all onsite sewage treatment systems in the State are working properly and to identify any failures. Like your car, home air conditioner, or water heater, your onsite systems require routine maintenance - pump outs to remove solids and scum that accumulate over time in the tank. Excess solids and scum can cause your plumbing to back up or your drainfield to fail leading to costly clean-ups and repairs and pollution to Florida's waters. The dollars you invest in having your system maintained can save you thousands in repair cost. Fixing failing systems will go a long way to address concerns about springs protection, as well as US EPA mandates to clean up Florida's waters.
  • The evaluation program will be phased in beginning on January 1, 2011.
  • The implementation schedule is under development.
  • The department must provide 60 days notice to system owners that the evaluation is required.
  • Evaluation procedures are under development but must include tank and drainfield evaluation and an assessment of system condition.
  • Evaluations must be performed by registered septic tank contractors, professional engineers, or certified environmental health professionals.
  • Owners are responsible for the costs of the evaluation (including pump-out), repairs or replacements. The cost of the pump-out will vary according to the size and number of tanks to be pumped-out on a given property.
  • Any system installed or serviced in the previous 5 years, where capacity and condition of the tank is documented as satisfactory, may omit the pump-out requirement from the evaluation.
  • The evaluator is responsible for submitting the report to the local county health department.
Follow and participate in the development of this program by visiting the Technical Review and Advisory Panel (TRAP) link on the Department of Health's Bureau of Onsite Sewage Programs web page:
The next TRAP meeting is scheduled for October 28, 2010 at the Capital Circle Office Complex in Tallahassee. In addition, public workshops have been scheduled as follows:
Date and Time: October 12, 2010 from 9:00 am until 12:00 noon, Eastern Time Place: John P. D'Alessandro State Office Building 2295 Victoria Avenue Fort Myers, Florida 33901 Room 165C
Date and Time: October 14, 2010 from 9:00 am until 12:00 noon, Eastern Time Place: Broward County Health Department 780 SW 24th Street Ft. Lauderdale, Florida 33315
Date and Time: October 18, 2010 from 9:00 am until 12:00 noon, Eastern Time Place: Conference Room 152 Betty Easley Conference Center 4075 Esplanade Way Tallahassee, Florida 32399
Date and Time: October 21, 2010 from 9:00 am until 12:00 noon, Central Time Place: DeFuniak Springs Community Center 361 N 10th Street DeFuniak Springs, Florida 32433
Workshop Handout (462 kb pdf)
Frequently Asked Questions:
  1. When will the program start? Notifications will begin in January 2011.
  2. I had my tank pumped out last year. Will I be exempt from the evaluation program? The law does not exempt you from the evaluation, but tanks that have been pumped and certified within the previous five years do not have to be pumped.
  3. Will the evaluator be digging up my yard and drainfield? The evaluator will have to uncover your tank manholes for access to pump out your tank and check that it is watertight. They will not be digging up your drainfield but will need to auger a small (4 - 6 inch) hole to determine the wettest season water table.
  4. Why the concern about separation from the wettest season water table? Onsite systems rely on dry soil to provide treatment. Research in Florida has found that 24 inches of dry soil is needed to remove pathogens and treat your sewage to protect both your and your neighbors' health.
  5. Will I have to upgrade my system to one of the new performance based treatment systems? No, the law does not require upgrades to performance based treatment systems.
  6. What will this cost? The most significant cost will come if your tanks require pump out. These costs vary around the state, due primarily to disposal costs, but can range from $150 to $450 per tank. Pump out cost also depends on the size and number of tanks to be pumped. The evaluation cost will be set by individual evaluators, but is estimated to be in the $150 to $200 range, including the reporting fee that the department estimated at $30 per system.
  7. I am on a limited income. What if I cannot afford this? The bill establishes a grant program for low-income families. The department also proposes to allow low-income families to request a one-time, one year extension to their evaluation deadline.
  8. I live in a small, rural county. When will I have to do this? The current proposal is to begin with a limited number of systems in all counties and phase-in the evaluations over the next five years. Evaluations would begin with those systems most recently installed and work backwards from the installation date.
  9. Are there enough private onsite contractors and county health department personnel to implement the mandatory onsite inspection program? The program will be phased in over five years allowing time to recruit, train, and license/certify new staff and contractors.

  10. What is the "average" septic tank capacity? What is the "average" time to fill a septic tank with normal usage? Five years? Seven years? The capacity of a typical modern septic tank is 900 - 1200 gallons. Estimated peak flow for a 3 bedroom house is 300 gallons per day. The time to fill a septic tank with sludge and scum until it no longer serves its function depends on usage and individual practices. US EPA recommends tanks be inspected every 3 - 5 years. An inspection program allows identification of those households that fill their septic tank up faster, as well as identification of other problems, such as leaking septic tanks, broken lids, failing drainfields and illegal discharges.
  11. What happens when a septic tank is full and is still being used? How long can a septic tank operate in this condition? When a septic tank is full of solids, the septic tank can not fulfill its function of retaining solids. If the solids move into the drainfield, they can clog the drainfield, requiring an expensive drainfield replacement. A full septic tank can also lead to sewage backing up from the tank into the house or to the ground surface.
  12. How many septic tanks operate per year in this condition? A survey in Duval County has been summarized as finding about 11% of systems with problems. The types of violations detected were typically: (1) drain field located below groundwater table, (2) direct connections between the drainfield and a stream, and (3) structural failures.
  13. How many repair permits are issued each year? 14,000 - 16,000.
  14. What is the average cost of a septic tank repair? Does a pump-out usually solve the problem? A pump out would generally fix an initial back up of sewage into the home, but if the drainfield has become clogged this is only a short-term fix. The cost of a repair varies based upon what is required. Some systems may just need the drainfield replaced, while others may need a complete system replacement. The amount of fill required, if any, will also impact the cost.
  15. What is the average life of a septic tank? The average life of a system depends on usage and maintenance. In Florida, system age at the time a repair permit is issued is around 20 years. Some systems have failed within 3-5 years while others have functioned for over 30 years.
  16. How many septic tank failures occur per year in Florida? The department tracks repair permits issued as an indication of the failure rate. The number of repair permits indicates that Florida's failure rate is about 1%, but national data and surveys in Monroe, Franklin, Duval, and Charlotte counties indicates the actual failure rate is much higher. The inspection program will help us accurately determine the failure rate.
  17. What is the cost of a new septic tank versus the cost of complying with a mandatory five year inspection and pump-out program over a twenty year period? Over a twenty year period, the evaluation program should cost the owner from $1500 to $2000. A complete new system averages $5000 - $7500, but can be over $10,000 depending on the specific circumstances.
  18. What is the evidence that a five year inspection program will increase the life of a septic tank by fifty percent? What is the average cost savings from above? This is a rough estimate based on reduction of drainfield failures. There are no other statewide programs where we can get information on the effectiveness of onsite maintenance programs. Door-to-door surveys in Franklin County, along the Suwannee River, and in the Florida Keys found significant problems with onsite systems, many due to age and a lack of maintenance. The inspection program will identify such problems.
  19. What does the EPA recommend in regard to mandatory inspections and pump-outs? Do any other groups/organizations recommend pump-outs every three to five years? Are there any documents or materials that back up the EPA's position? EPA recommends an inspection every three years and tank pump-outs as recommended at the inspection (generally 3-5 years). The National Onsite Wastewater Recycling Organization (NOWRA), composed of regulators, industry, and manufacturers, also recommends routine inspections and pump outs (as required for onsite systems). EPA's 1966 Report to Congress, National Water Quality Inventory, estimated that between 10-20% of onsite systems are not adequately treating waste, that half are more than 30 years old and more likely to malfunction, and that onsite systems are the second greatest threat to groundwater quality.
  20. How will a regular inspection program impact proposed EPA numeric nutrient standards for Florida? How does the EPA nutrient program operate? Water quality standards are established under the Clean Water Act. These are goals for the protection of aquatic ecosystems, safe recreation and fishing, and water supplies. These water quality standards include numeric nutrient criteria. These criteria include the level of nitrogen and phosphorus (nutrients) allowed in a waterbody to maintain the Clean Water Act goals. EPA is adopting water quality criteria for nutrients (nitrogen and phosphorus) which will apply to Florida's lakes, streams, and estuaries. These criteria will be enforced by permits and through the total maximum daily load program. Domestic wastewater contains high concentrations of both nitrogen and phosphorus. Onsite Sewage Treatment and Disposal Systems (onsite systems) provide some treatment and management of nitrogen and phosphorus, but the amount of treatment is dependent on whether the system is installed correctly and working properly. Onsite systems that are not working properly contribute to both surface and ground water pollution. In the absence of an inspection program we do not know the full extent of failing systems within the state. An inspection program will serve to identify areas with failing systems and the correction of those failing systems will reduce their contribution to surface and groundwater pollution.
  21. What is the cost of the EPA's nutrient program, and are there any savings associated with implementing a mandatory onsite inspection and pump-out program? Nitrogen and phosphorus is produced by many sources associated with people. Because of how common and widespread the sources are, the costs for controlling the levels of nitrogen and phosphorus is significant. DEP has estimated the costs for achieving compliance with the EPA criteria proposed for lakes and streams to be in the range of 5 to 8 billion dollars. Florida's onsite inspection program represents a methodical approach to identifying one source of nutrient contamination. This will help us to take the best actions to reduce the impact of onsite treatment systems. In the absence of knowing where the failing systems are located and how many exist there is no way to determine the amount of nutrient pollution coming from failing onsite treatment systems. In some areas of the state where there has been a high rate of documented septic tank failures, these failing systems have been identified as a source of nitrogen and phosphorus pollution to surface and ground waters.
  22. Are there any other DEP or EPA water quality programs that will be impacted by a mandatory onsite inspection and pump out program? State and Federal water quality criteria also limits the amount of bacteria allowable in lakes, streams, and estuaries. Failing onsite treatment systems can create unacceptable levels of bacteria in surface and groundwater. An inspection program is a proactive step towards preventing these human health hazards that are associated with failing onsite treatment systems.

Destination Weddings - Krenz Travel

There Goes the Bride (and the Groom) 
by  Krenz Travel

An increasing number of couples are choosing destination weddings over traditional “white gown and rehearsal dinner” weddings. Destination weddings provide a fun opportunity to reunite family and friends in a truly amazing setting or to celebrate a private ceremony in an unforgettable locale. With destination weddings representing approximately ten percent of all weddings, it is easier to find more cruise lines and resorts offering robust and attractively priced packages especially designed for wedding parties.
But destination weddings take considerable planning, and the best accommodations are not always available to last minute shoppers. The earlier you begin to plan your wedding, and the more experienced and professional assistance you have, the greater your chances of pulling off a hassle-free, exotic wedding. Use this guide as an introduction to destination weddings that you can take to Krenz Travel to begin planning your own personal idea of perfection. Krenz Travel is skilled in the details of destination weddings is invaluable. Using your Krenz as a contact point provides you with a “one stop shopping” opportunity. A Krenz Travel can ensure that you are presented with a range of destinations and options, as well as assemble a travel package for the wedding party that is the best possible value. Krenz Travel can also provide you with wedding planners local to your chosen destination to handle the logistics of the ceremony and reception, however minimalist or involved.

The most important decision in planning a destination wedding is the location. Some couples choose a destination that they have already vacationed or visited, while other couples choose somewhere new – hoping to create brand new memories they will always relate to their wedding day. Many have had a dream setting in mind since their engagement. Some of the most popular destinations are the beaches of the Caribbean, Hawaii and Mexico, while others prefer historic settings or national parks. Extreme activity and sports-themed weddings are also considered destination weddings, and couples can take their vows while skydiving or scuba diving, or the ceremony can take place at a very non-traditional venue like a NASCAR race. For those who want to travel to Europe, consider England, which boasts the shortest flight to Europe and romantic settings like manor houses or castles, while Italy is known for scenic villa and winery weddings. Couples with a more limited budget may enjoy destinations like Las Vegas or Florida, which are popular for all-inclusive weddings. A higher budget will afford an exotic wedding in Fiji or Australia.

Travel dates and trip length are major factors in choosing a location. Will you and your guests want to fly, drive or take a train? Traveling out of the country will require more time as well as passports or other documentation for couples and guests. Some will choose to have their wedding at a closer location, and then splurge on a dream honeymoon once guests head back home. Before you are set on anything, though, check with your travel professional, as some hotel or resort packages include a free honeymoon if the couple commits to a certain number of rooms or guests for the wedding.

The couple planning a destination wedding must also take weather and season into consideration. Beach weddings can be spectacular, but weather conditions change quickly and can be uncertain. Couples wishing to marry in the Caribbean have hurricane season to consider and may opt for an island like Aruba, which is out of the hurricane belt during the fall months. Finally, planning your ceremony during a destination’s peak travel season can mean crowded resorts and perhaps a less intimate backdrop for the ceremony. Given your special itinerary, your travel consultant can make recommendations or help you narrow down your destination wish-list.

Destination weddings can range from amazingly inexpensive, and far less than a traditional wedding, to very costly. Once you have an idea of where you would like to be married, analyze your budget. Carefully assess the costs of travel, accommodations, activities and meals. Decide how many guests you can truly afford at the wedding and whether or not you will pay for any part of their travel. If you are hoping for a crowd of guests and/or expect them to pay for any expenses, planning early and sending travel information well in advance is a must!
If cost is an important factor, Krenz Travel can offer a variety of options in any destination. It is possible and often very desirable to take a minimalist, stress-free approach to your destination wedding. In many instances, all you’ll need are a justice of the peace or similar official, a wedding license, and a romantic spot. Don’t let price be the ultimate determinant of your dream ceremony. Be creative.

At home or in an exotic locale, the guest list can pose problems. Many couples choose to elope and skip invitations. They simply send an announcement when they return home and maybe throw a fun party so everyone can still get together and celebrate. Other couples find that destination weddings give them the option to invite only a few close friends or family members, so they are forced to reduce their guest list a very manageable number of special invitees. And still others will send invitations out to a larger number, placing the decision solely in guests’ hands (and perhaps their wallets) to attend the wedding. Keep in mind that some resorts only allow guests over age 16 or 18, so an adult-only location may not work for guests with families.
Who can you expect to attend a faraway wedding? Sometimes the RSVP’s are quite surprising. Many who are invited actually attend in order to combine their own vacation with the couple’s special day. Conversely, some may not have the financial means or the ability to take off work to travel. Most hotels will offer special room rates to couples and their guests or a certain number of rooms may be part of the wedding package itself.

Give some forethought to how long guests will stay at the wedding site. Couples can travel alone and have guests arrive a day or two later, or everyone can travel together as a group. If guests arrive a few days before the wedding, fun options are arranging a group tour or sightseeing in smaller groups, if you have a lot of people, or guests with different interests. You may also plan nothing at all, and allow guests some quiet vacation time of their own before the wedding; in this case, consider sending along a destination guide (often available free from your travel agent) so they can choose their own itinerary.

As you might imagine, the legal requirements for far-away nuptials vary greatly by destination. Most popular destination wedding locations in the United States and abroad have streamlined the process and provide very solid information on their consular or official tourism web sites. Some destinations require a residency period before you can be married. In places like France and Fiji, couples may have to spend up to 40 days in residency before the wedding, which can make things very difficult and much more expensive. Other locales only require a waiting period of 3 days or less and are far more manageable. Krenz Travel will assist you with these details, and again – this is where having an expert help really counts! There are no end of stories of brides who end up with a great honeymoon, and a civil ceremony that follows at home because they were not prepared.

Couples will need documentation before they travel, and often a few months before the event itself. Required documents may include birth certificates, passports, previous marriage certificates or divorce decrees if applicable. Your local contacts will provide information on requirements for blood tests or applications for licenses. American diplomatic and consular officers are not permitted to perform marriages. Marriages abroad are almost always performed by local civil or religious officials. In general, marriages that are legally performed and valid abroad are also legally valid in the United States, but in any event, inquiries regarding the validity of a marriage abroad should be directed to the attorney general of the state in the United States where the bride and groom live.

Minimum marriage age varies from one country to another. Persons under the age of 18 must, as a general rule, present a written statement of consent executed by their parents before a notary public. Some countries require the parental consent statement to be authenticated by a consular official of that foreign country in the United States. In short, don’t underestimate the rules and regulations you’ll need to address, sometimes far in advance. And you always have the option of marrying at home before or after a non-binding ceremony at your destination – you may find this to be the best choice to ensure that you’ll enjoy every minute of the trip.
Once you choose a destination and have a good idea what it will cost and who you are going to invite, you can start planning the ceremony details. Wedding coordinators can make a lot of the arrangements, and many resorts and cruise lines even have their own wedding departments. If an on-site wedding planner is not available, think about hiring your own planner to help with details, research and correspondence. Destination wedding planners will often offer traditional choices for flowers, food and music to fit a wide variety of budgets. Wedding details that may have taken months to plan for a hometown wedding can often be chosen in just a matter of minutes at the destination itself. If you are on a budget, remember that many hotels, beaches, outdoor settings and the like are inherently decorated or beautiful in their own right – this is one step you may be able to skip.

Regardless of your location, however, many of the decisions remain the same. Do you want a rehearsal dinner the night before? Do you want a formal reception or just a table for two at a romantic restaurant? Do you want to wake that morning and leisurely get dressed and married or do you want to enjoy a spa treatment or massage? Music can be planned in advance or chosen on site, or some couples may choose no music at all and rely on things like waterfalls or ocean waves as the backdrop. Food can be catered and include ethnic or theme-oriented foods applicable to the locale or setting.

Like any wedding, attire can be formal and fancy or simple and casual. Clothing can reflect local culture and tradition, or you may prefer to still “walk down the aisle” in a more elegant wedding gown. If flying, formal wear like a wedding gown or tuxedo should be packed as a carry-on, if possible. If it is very important to arrive with particular items of clothing or other accessories, carry them onto the plane and avoid the heartbreak of a lost gown – or plan the wedding with time to allow for delivery of lost luggage, just in case. To avoid traveling with wedding wear, clothing can be shipped separately and in advance (this may result in a small storage fee at the hotel), or attire can sometimes be rented at the hotel or resort.

Photography, video and flower choices are abundant and often quite similar to traditional wedding choices. Couples can choose to hire a photographer, or they can simply rely on guests to capture more impromptu photos. Many all-inclusive wedding plans also include a photography package and video. Some videos will even include local footage of the area, like dolphins swimming or a video introduction of the resort or island. Flower arrangements are usually provided by a local florist and can often be chosen before you arrive or on site from photos and catalogs. Couples can also choose from popular pre-written wedding vows or write their own.

Be sure to inquire whether you need to supply your own witnesses for the ceremony, or whether the resort can provide them for you. Also remember that many wedding packages do not include gratuities for services provided by ministers, bartenders or transportation companies, so budget accordingly.

As you finalize arrangements, remember that some of the same tips that apply to traditional weddings also apply to destination weddings: avoid over-planning and allow ample free time for you and your guests to enjoy the wedding. Group activities can be a fun way to spend time with everyone, but don’t overwhelm yourselves or guests with a rigid schedule or a strenuous activity the day before the wedding. Most importantly, remember that this is your day. Plan your dream wedding and make it your own. That’s what destination weddings are all about.

Monday, November 8, 2010

Winter Wonderland - Hair and Fashion Design Showcase

by Praveen
12635 US 41
  Saturday Dec 11th
6 PM
Cost $10
Plus a gift that will be donated to
the children at Health Park Children's Hospital
First 25 who bring a gift receive a drink ticket
7 PM
Hair and Fashion Design Showcases
Dance Step Team
Corner Stone Choir
The Cake Lady
Pure Romance
Premier Designs
Famous Tattoos
Planet Beach Contempo Spa
Sunstate Academy
MaryKay Cosmetics
Pawsotively Purrfect
For more information please email

Lenny's Pest Control - Grubs

Autumn Season

Fall is the best time to inspect for grubs, although early spring can also bring on early infestations. At these times the grubs are near the soil surface feeding at the root zone. Use a spade to cut three sides of a strip one foot square and three inches deep.. After inspection, replace the strip of sod to insure roots can re-establish contact with the soil. Repeat this procedure in several other areas of the lawn to locate possible white grub infestations.
For white grub elimination, treat with Merit insecticides.  Two types of  Merit systemic products are available:   Merit Granules and  Merit Spray Concentrate.  Both work but most professionals prefer using the granular Merit Systemic Insecticide.  Water the insecticide well, in order to deliver the material deep enough to kill the grubs. 

Thursday, November 4, 2010

Leslie Krenzelak of Krenz Travel Earns Top Honnors At NCL University

Award-winning cruise line presents its new class of Freestyle Certified agents
PRLog (Press Release)Nov 04, 2010 – Norwegian Cruise Line is proud to announce that Leslie Krenzelak of Krenz Travel has earned the necessary credits to graduate from its online travel agent university, NCL University. This progressive, state-of-the art online school is geared to deliver an enhanced level of knowledge and insight into Norwegian Cruise Line's unique Freestyle Cruising philosophy, their cruising destinations, ship programs and operations, and many other "behind-the-scenes" elements not available anywhere else. Each graduate is required, within one year, to earn a minimum number of credits through a choice of accredited courses and electives. The rigorous curriculum includes testing at every level in order to move forward.

Norwegian Cruise Line's online university opened its virtual doors in 2008 and is one of the most innovative and award-winning programs available to travel agents today. With thousands of registered students and growing, NCL U has expanded its training from the interactive experience of its online program to a continuing, first-hand educational experience that includes a PhD@ Sea program aboard its ships.

"At Norwegian Cruise Line, we highly recommend the use of a travel professional when booking one of our cruises," says Andy Stuart, Executive Vice President, Global Sales and Passenger Services. "We have invested in NCL U's offerings to insure our travel partners have a thorough knowledge of our Freestyle Cruising product as well as an expertise in marketing and sales skills. In this way, we can be sure our guests will know they are relying on an expert who knows our product inside and out."

For more information on Krenz Travel go to http://www.krenztravel.com

Krenz Travel is dedicated to travelers looking for a unique experience to the Yucatan Peninsula. We are certified Mexico Specialist and are Freestyle Certified by Norwegian Cruise Line.

What's Up SWFL Client Testimonial

I wanted to say many thanks to Mary Anne Cipressy from What's Up SWFL for
teaching me and helping me to market my business. She is very
knowledgeable, very dependable professional business woman who put me on
the right track, creating a great success in a short period of time. She
knows how the internet marketing works and she takes full advantage of it.
I highly recommend Mary Anne to everyone who is serious about taking your
business to a new level. Please, also ask her about the Blog Talk Radio.
She can set it up for you, the best way that suits your business, and
advice you how to run it. With her help, my show became a success just in
2 weeks. She also did great marketing for my biography book, "Behind The
Iron Veil" written by Mike Houston, that creates a huge interest only in a
week after being published. Thank you, Mary Anne!

Amanda Devine
Totally Unique Ideas
CEO, Life Coach