Monday, February 28, 2011

Island Coast BNI Visitors Day

By Mary Anne Cipressy
What’s Up SWFL
President BNI Island Coast Chapter of Cape Coral

You are cordially invited to the Visitors Day meeting of the BNI Island Coast Chapter of Cape Coral at Palmetto Pines Country Club, located at 1940 SW 9th Ct, Cape Coral, on Tuesday, March 15, 2011 from 7:00 a.m. to 9:00 a.m. We are looking for professionals in your business to pass referrals to.

BNI is a business and professional networking organization whose primary purpose is to exchange qualified business referrals. The organization presently has over 5,500 chapters throughout every populated continent in the world. Last year, members of BNI passed over 5.6 million referrals which generated almost $2.3 billion (U.S.) worth of business for each other.

What makes BNI unique is that it allows only one person per profession to join a chapter. Thus, once you've joined, none of your competitors can participate.

Seating may be limited, so please let me know if you plan to attend; call me at (239) 849-1490 and I will reserve a place for you! The fee of $10.00 includes continental breakfast. Remember to bring plenty of business cards to pass around as you will meet lots of local business professionals.

Please feel free to bring a business associate with you who may also be interested in finding out how to generate more business through "word-of-mouth" marketing. This organization is really exciting!

Saturday, February 26, 2011

Avoid Identity Theft During Tax Season From Margie Tann - iSekurity


Frequent or Recent Scams

There are a number of scams that impersonate the IRS. Some of them appear with great frequency, particularly during and right after filing season, and recur annually. Others are new.
Refund Scam:
This is the most frequent IRS-impersonation scam. In this phishing scam, a bogus e-mail claiming to come from the IRS tells the consumer that he or she is eligible to receive a tax refund for a specified amount. It may use the phrase "last annual calculations of your fiscal activity." To claim the tax refund, the consumer must open an attachment or click on a link contained in the e-mail to access and complete a claim form. The form requires the entry of personal and financial information. Several variations on the refund scam have claimed to come from the Exempt Organizations area of the IRS or the name and signature of a genuine or made-up IRS executive. In reality, taxpayers do not need to complete a special form to obtain their federal tax refund. Refunds are triggered by the tax return they submitted to the IRS.
Lottery winnings or cash consignment:
These advance fee scam e-mails claim to come from the Treasury Department to notify recipients that they'll receive millions of dollars in recovered funds, lottery winnings or cash consignment if they provide certain personal information, including phone numbers, via return e-mail. The e-mail may be just the first step in a multi-step scheme in which the victim is later contacted by telephone or further e-mail and instructed to deposit taxes on the funds or winnings before they can receive any of it. Alternatively, they may be sent a phony check of the funds or winnings and told to deposit it but pay 10% in taxes or fees. Thinking that the check must have cleared the bank and is genuine, some people comply. However, the scammers, not the Treasury Department, will get the taxes or fees. In reality, the Treasury Department does not become involved in notification of inheritances or lottery or other winnings.
Beneficial Owner Form:
This fax-based phishing scam, which generally targets foreign nationals, recurs periodically. It's based on a genuine IRS form, the W-8BEN, Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding. The scammer, though, invents his or her own number and name for the form. The scammer modifies the form to request passport numbers, information that is often used for account security purposes (such as mother's maiden name), and similar detailed personal and financial information, and states that the recipient may have to pay additional tax if he or she fails to immediately fax back the completed form. In reality, the real W-8BEN is completed by banks, not individuals.
What to Do:

Taxpayers who receive a suspicious e-mail claiming to come from the IRS should take the following steps:

- Avoid opening any attachments to the e-mail, in case they contain malicious code that will infect your computer.
- Avoid clicking on any links, for the same reason.
- Visit the IRS website,, to use the "Where's My Refund?" interactive tool to determine if you are really getting a refund, rather than responding to the e-mail message.
- Forward the suspicious e-mail or url address to the IRS mailbox, and then delete the e-mail from your inbox.
- Consumers who believe they are or may be victims of identity theft or other scams may visit the U.S. Federal Trade Commission's website for identity theft,, for guidance on what to do. The IRS is one of the sponsors of this site.

Friday, February 25, 2011

Rodents by Lenny's Pest Control

Roof rats breed throughout the year, with two peaks of production: In February and March and again in May and June. The period of least activity is in July and August. The gestation period is approximately 21 days, and the number of young per litter averages almost seven.

Roof rats are largely commensals and live in close association with man. They seldom become established as feral animals as do the Norway rats; however, in Lavaca County they have been found throughout the county, in the towns, and on the farms. They inhabited grocery and drug stores, warehouses, feed stores, and poultry houses and were very common in cotton gins and associated grain warehouses. On the farms they lived in barns and corn cribs. They may live near the ground, but usually they frequent the attics, rafters, and crossbeams of the buildings. They make typical runways along pipes, beams or wires, up and down the studding, or along the horizontal ceiling joists, often leaving a dark-colored layer of grease and dirt to mark their travel-ways. Like the Norway rat, the roof rat is largely nocturnal and only where populations are relatively high does one see them frequently in the daytime. There is some indication that the larger and more aggressive Norway rat is supplanting the roof rat in many parts of the United States. In the southern United States, however, the roof rat is by far the more common of the two.

Saturday, February 19, 2011




5:00PM - 8:00PM

(1 block south of 5th Ave-US 41 1 block from Tin City)



(Please feel free to bring clothing, shoes, purses, and/or gift certificates)


Friday, February 18, 2011

Coming 2012 to SWFL - The Florida Stingrays

 By David A. Conde HandsUp Charity Treasurer
Jay Lawrence grew up in SW Fl.  At the age of 20, about 15 years ago,  he was driving his pickup truck, fell asleep at the wheel and flipped his truck.  He woke up the next day in the Hospital paralyzed and would live the rest of his life in a wheel chair.  He didn't let this incident change who he was, but he did become stronger person of faith and also in life because of it.

Jay Lawrence started HandsUp Charity (Helping Acquire Necessary Disability Supplies for Underprivildged People) a few year ago. Jay has a great big heart and he wants to do so much for this Community.  Jay has acquired the Florida Stingrays Arena Football Team.  He is selling Minority shares to the team, modeled after the Green Bay Packers where the community owns shares of the team.  This will allow HandsUp Charity to continue to provide assistance to those in need.
The Florida Stingrays are preparing to play in Germain Arena for the 2012 Season.  They were created to improve our community by helping those less fortunate. The great citizens and business owners who have and will join our ever-growing ownership group are able to clearly see the vision we have for improving our community! They have decided to become actively involved with our mission and to help lead Southwest Florida into the future.

The Florida Stingrays will become Southwest Florida's "Hometown" team by bringing business and fans from surrounding cities together as one unit working towards a common goal of building a championship team on the field and in the community. Fans and businesses of Southwest Florida will take pride in owning their hometown team by purchasing ownership shares.

The Florida Stingrays will hope to bring life to the local economy as attendance grows by creating jobs and using revenue to support local commerce and charities.
Our organization will produce leaders in the community and be heavily involved in charitable organizations, especially dealing with youth charities and charities for the disabled.

By 2012, the Florida Stingrays will be the hottest ticket in town, selling out every game and transforming themselves from something for our fans to do while waiting for football season to BEING football season.

By 2014, we will start an indoor youth league teaching children the indoor football game at an early age while sinking our roots deeper into the soil of the Southwest Florida fan base.

Our sponsors and business owners include JP Sports Collectibles, Fosters Grille, Storm Smart, Author Robert MaComber to name a few.

Please view our website for all our Sponsor Programs.

Meet Jay Lawrence

Stingrays Promo Video

The Modern Pickpocket Thief!

From Margie Tann Independent Distributor iSekurity
The Modern Pickpocket Thief!
Source: Privacy News / Kent Larson
January 24th, 2011

There's a much more modern, efficient way to do it. Anyone who is so inclined can take their laptop down to the local Starbucks - or any other WiFi hotspot - download some readily available software - and hack into everyone's Internet communications.

How? That's easy. Remember that WiFi signals are just radio waves. All you have to do is tune into the right "channel" and you can "listen" into everything that is being transmitted in that hotspot. Every laptop has the ability to do that; it just needs the right software.

So, if one is at the coffee shop, settled in at a table and sipping a Venti latte, it's a simple matter to begin looking through the Internet traffic for Social Security numbers and other data being sent back and forth. Identity thieves who do these things look for something specific and may even enlist the aid of a computer geek to write a simple program that conducts automated searches. I would tell him to look for something that had the form of 3 digits, then a dash, then 2 digits, another dash - and then ending in 4 digits, which would almost surely be a Social Security number. Starting to see how easily your identity can be stolen in this setting?

Thursday, February 17, 2011

Heart Talks with Amanda Devine

March 3rd 2011 at 7:30 – 9pm.
Cost only $20.
Location: AmericInn
13600 Treeline Ave S (cnr of Treeline Ave and Daniels, next to I75)
Fort Myers, FL 33913
Have you heard about Esther Hicks? She is a world wide known person who travels around the world for the past 20 years and passes on Abraham's teachings. She connects with Abraham on a spiritual level and she delivers the information regarding Law of Attraction and how the Universe works.
Amanda Devine takes those conversations to a completely new level.
Heart Talks will teach you about the origin of thought, the meaning of feelings, the purpose of life, the boundaries that you had no idea about. They will teach you the true meaning of living in the moment, a remarkable true shortcut to manifesting things in your life. They will take you to the new unknown level of thinking and comprehension of the world around you. They will teach you a new meaning of love and heights of knowledge and wisdom you have never experienced before. They will provide you with a completely new look on everything that you know and understand so far. They will take you to the Universal wisdom and beyond. What does all of that mean to you and your life? Everything! By learning new practical ways of thinking, you are going to take your life experiences to new levels of creations never experienced by you before. Heart Talks will take you on an adventure of your lifetime where you will learn how the process of creation works.
Amanda has received all the information from her conversations with God. It is not about a religion. It is about finding out the wisdom that we all long to acquire. She feels extremely honored to receive that knowledge through her conversations with God. He explains how things work on a very high level of understanding, and at the end he simplifies everything and gives practical tools how to use that wisdom in our lives to create anything that we want, beyond the level of creation we could ever imagine. Amanda has enquired new incredible knowledge from Him and with her teacher's recommendation, now she is going to pass all His wisdom to the world.
 "There is truth to your life and to your existence. There is truth to the meaning of love. You are both love and existence. Now, you are becoming self aware." - God
Come and learn incredible information and a real shortcut to success and living a magical life that was passed to Amanda through her conversations in the last three months. She already teaches her clients those techniques and they achieve incredible results.
Have you ever wondered who you really are? What is your purpose on this planet? How can you speed up the process of success and create real magic in your world? Where is the world heading right now? What does the future hold? What is the true driving force in our lives?
The incredible teachings are creating lots of interest already and many people ask Amanda when she is going to publish her conversations with God.
At the present moment, Amanda has over 250 pages of astounding conversations that she is going to read every second Thursday, starting  March 3rd 2011 at 7:30 – 9pm.

To contact Amanda Visit Here

Wednesday, February 16, 2011

Sharon Nottingham and Willow House Spring 2011

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Identity Theft and Wi-Fi From Margie Tann

From Margie Tann - Independent Distributor with iSekurity
Identity Theft and Wi-Fi
Source: Privacy News / Kent Larson
January 24th, 2011

Let's assume that you wanted to take up a new career as an identity thief. Why? Well, it's lucrative.

Identity thieves simply pretend to be someone else, then open up credit cards and take out loans using the other person's identity. And - it is easy. All one needs need is to find someone's name, address, and Social Security number.

Third, it is safe. Only around 2% of identity thieves are ever caught. No wonder it is the fastest-growing crime in America!

Now, all the perpetrator needs to do is to decide how to go about getting the information on their victims. One popular method is the classic pick-pocketing. But that requires a fair amount of skill; besides, these kinds of thieves are much more likely to get caught with their actual fingers in someone else's pocket.

Somewhat better is "Dumpster-Diving," which involves going through someone else's garbage, looking for a scrap of paper with the right information. But, identity thieves tend to shy away from that method, as this seems messy and time-consuming.

Monday, February 7, 2011

Visa Card Scam

From Margie Tann iSekurity... You can receive these alerts by speaking with Margie...




This is an important notification for everyone regarding the latest in Visa Card fraud. Royal Bank received this communication about the newest scam. This is happening in southern Alberta right now and moving. It's also very sophisticated, since the scam-callers provide YOU with all the information - EXCEPT FOR the one piece they've called to get from you to complete their fraud.

FURTHER NOTE: the callers do not ask for your card number. They already have it. By understanding how the VISA & MasterCard telephone Credit Card Scam works, you'll be better prepared to protect yourself.

The scam works like this:

The person calling says, "This is (name) and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona ?" When you say 'no', the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?'

You say 'Yes'.

The caller continues: "I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number:" (the caller then gives you a 6 digit number). "Do you need me to read it again?"

Here's the IMPORTANT part of how the scam works:

The caller then says, "I need to verify you are in possession of your card." They'll ask you to turn your card over and look for some numbers. There are 7 numbers; the first 4 are part of your card number. The last 3 are the Security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the last 3 numbers to him. After you tell the caller the 3 numbers, they'll say, "That is correct; I just needed to verify that the card has not been lost or stolen and that you still have your card. Do you have any other questions?"

After you say 'No,' the caller then thanks you and states, "Don't hesitate to call back if you do" then, hangs up.

You actually say very little and they never ask for or tell you the card number. In this particular case, a call for the purposes of investigating the matter further was placed within 20 minutes of the initial call to ask a question; this call turned out to be quite revealing. The true & actual VISA Security Department informed our caller it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to their card. Immediately, a fraud report was made and the affected VISA account was closed. VISA is now reissuing a new number.

What the scammers want is the 3-digit PIN number on the back of the card.
Do NOT give it to them!

Instead, tell them you'll call VISA or Master Card directly for verification of their conversation.

The real VISA CARD company will never ask for anything on the card, as they already know the information - since, of course, they themselves issued the card! If you give the scammers your 3-digit PIN Number, you think you're receiving a credit; however, by the time you get your statement, you'll see charges for purchases you didn't make. By then, it's almost too late and/or more difficult to actually file a fraud report.

What makes this scam even more remarkable is that on a subsequent day, the targeted scam-victim got a call from someone calling themselves 'Jason Richardson of MasterCard' who proceeded to begin reciting a word-for-word repeat of this VISA Scam. This time, however, the scammer wasn't allowed to finish; instead, what they heard was the intended victim hanging up on them! A police report was then filed, as had been instructed by VISA. The police said they are taking several of these reports daily! They also are urging those being contacted in this manner to tell everyone they know that this scam is happening.

In a similar recent situation over the phone, the bogus caller informed the would-be victim that $3,097 had been charged to their account for plane tickets to Spain - and so on, following the above-mentioned routine.

It appears that this IS a very active scam - and evidently, quite successful.


Florida Calendar Events Feb

Saturday, Feb 5th:    Art Fest - Downtown Fort Myers
          Edwards and Monroe St, Fort Myers
           We perform around 2:15PM
Saturday, Feb 12thGulf Coast Towne Centre - Marketplace
          9903 Gulf Coast Main Street, Fort Myers
          We perform from 4:30 to 5:30 PM
Sunday, Feb 13th:   Sandy Parrot - Paws for Patriots Fundraiser
                                       17200 South Tamiami Trail, Fort Myers
                                         The fun begins at 7:00PM
Saturday, Feb 19thEdison Pagent Parade Day Party
                                       Hendry and Edwards St, Downtown Fort Myers
                                       We perform around 11:30AM
Saturday, Mar 5thSEGDI Walkathon - Fundraiser for Guide Dogs 
             Rossi Waterfront Park, Bradenton Riverwalk
             We'll be there starting at 8:00 AM
Saturday, Mar 12thFort Myers Beach Shrimp Festival Parade
                                 We'll be defending our Title for the 3rd year in a row!

You can hear "JJ" talk all about these events and more by visiting The Community Corner with the Calendar Girls Florida

You can learn more about these lovely and lively gals by Visiting them here.  

Wednesday, February 2, 2011

The Creations of Island Angel Fashion Show by What's Up SWFL

What's Up SWFL Presents

 The Creations of Island Angel Fashions
A Night of Fashion Food and Fun 
Saturday March 26th 

The Clarion Hotel
US 41 

Doors Open at 6:30 PM

Tickets $10 VIP Seating $20 

Local businesses will be on hand to display their products and services

 A raffle will be held to benefit Destiny Diaper Bank

 A party will be held after the show appetizers and cash beverages

Sponsorship packages are available as well as vendor spaces. 

For More information contact What's Up SWFL at or call 239-849-1490



Your Privacy is At-Risk!

From Margi Tann - iSekurity
Your Privacy is At-Risk!

Possible Online Privacy Invasion ...

There's a website called that's a new online USA phone book with personal information: everything from pics you've posted on FaceBook - to satellite images of your home, your address, credit score, home value, income, age, etc.

You can REMOVE yourself by searching your name, copy the URL of your page,
go to the bottom of the page and click on the Privacy button to remove yourself.

To visit click here